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‘virtually nil’ is a good description First of all – with regard to testing CC numbers – if you’re testing against a LIVE CREDIT CARD ACCEPTANCE SITE – you really need to have your head examined.
As you can see these would be very hard to calculate without the bank’s keys.
A very good article about the credit card number format can be found here: Anatomy of Credit Card Numbers As you can see below I get a lot of feedback about this page.
Back at the office we have made some changes too, improving on security and customer support.
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Are you 100% sure on this or is there a chance, however slight, that the numbers above combined with a lucky guess at the expiry date would authorise?